Elder Scrolls


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Can invest 500 gold with a shopkeeper to increase their available gold permanently.
Speech 70

Investor is a perk that becomes available when the Dragonborn reaches 70 in the Speech skill. Using this perk allows the Dragonborn to invest 500 GoldIcon in certain shops and merchants. The effect is that the shops in which the Dragonborn has invested will have 500 GoldIcon more with which to barter.

The Dragonborn may also invest in the shop that their spouse owns.

As a general rule, each shop can only be invested in once, though there are some exceptions (read below).


Can invest 500 GoldIcon with a shopkeeper to increase their available funds permanently.


  • Speech level of 70

Shops & Traders Available To Invest InEdit

City Trader




Lucan Valerius gold Skyrim
  • In a unique case, Lucan Valerius in the Riverwood Trader will have a sum of 10,000 GoldIcon or more. Patch 1.9 “fixed” this exploit; after installing this patch, Lucan will only have 1,250 gold after you invest in his business.
  •  PS3   In order to avoid too many 'Days Passed/Hours Waited/Slept', any Merchant's funds can be restocked by restarting the game (must exit to the PS Start Screen, not the game's Title Screen), then selecting Continue. This renders this perk as well as Master Trader mostly redundant. Since this technique does not increase a merchant's available funds, inventory items that are, by themselves, more expensive than a merchant's total funds will still not be able to be sold.
  •  PC   360   PS3  It is possible to cause a merchant to restock everything (including funds) by saving the game, then simply hitting the merchant, and then reloading. This works without the perk.
  •  PS3   It is possible to preserve this perk's benefits after making the Speech skill legendary (after installing patch 1.9). This can be done by getting the investor perk, investing in every available merchant, increase speech skill to 100 and converting the speech skill to Legendary. Despite returning all perk points, the investments remain and merchants will have more money available.  This also works with the Master Trader perk which together with investor will give most merchants approximately 2,500 coin making it much easier to level speech back to 100.


This section contains bugs related to Investor. Before adding a bug to this list, consider the following:

  1. Please reload an old save to confirm if the bug is still happening.
  2. If the bug is still occurring, please post the bug report with the appropriate system template  360  ,  PS3  ,  PC  .
  3. If a fix to the bug is known, please provide it, but avoid use of first-person-anecdotes: such discussions belong on the appropriate forum board and not the article.

Start a Discussion Discussions about Investor

  • Shops that were invested in no longer have the increased gold

    2 messages
    • I invested into a couple of shops in whiterun and solitude.  And after doing a few quest they went back to having the normal amount of gold t...
    • The Investor perk is pretty buggy i'm afraid you could check the bugs list of the Merchant to see if it works on them (but it may not always...
  • Khajiit Caravans

    3 messages
    • Yes, that's been my experience as well.  Perhaps you used to be able to, but the functionality was removed in an official patch.
    • Well in the perspective of Lore there is no point in investing on a service that wont stay in one place and would just leave after sometime af...

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