Investor
Effect: Can invest 500 gold with a shopkeeper to increase his available gold permanently.
Requirement: Speech 70
Prerequisite: Merchant	Allows: Fence

Investor is a Perk that becomes available when you reach 70 in the Speech skill. Using this Perk allows you to invest 500 in certain shops and merchants.

This means that the shops you have invested in will have 500 more with which to barter.

You may also invest in the shop that your spouse owns.

As a general rule, you could make an investment only once to each shop, though there are some exceptions (read below).

EffectEdit

Can invest 500 with a shopkeeper to increase his or her available funds permanently.

RequirementEdit

• Speech level of 70

Shops & Traders Available To Invest InEdit

ExploitsEdit

• In a unique case, Lucan Valerius in Riverwood Trader will have a sum of 10,000 or more.
  • Unique case needed.
•  PS3   For those who prefer to have as little 'Days Passed/Hours Waited/Slept', restarting the game (must exit to the PS Start Screen, not the game's Title Screen), then selecting Continue; one can restock any Merchant's funds,rendering this perk as well as Master Trader redundant (Merchant's funds revert to previous values pre-restart if any saves are loaded, excluding the first Continue.
•  PC    PS3    360   Save game, then kill a merchant. Reload the game and the merchant will be fully stocked with new items and funds (this works without the perk).
•  PS3    After installing patch 1.9 get the investor perk, invest in every available merchant, increase your speech skill to 100 and convert the speech skill to Legendary.  Despite returning your perk points, the investments remain and merchants will have more money to deal with you.  This also works with the Master Trader perk which together with investor will give most merchants approximately 2,500 coin making it much easier to level speech back to 100.  

BugsEdit

•  360   PS3  With Merchants (Skyrim) listed below you can make unlimited Investments, but they might not restock more than 500 .
  • Angeline Morrard in Solitude
  • Warmaiden's (Ulfberth War-Bear) in Whiterun. (After Investing in his wife Adrianne Avenicci outside, he will no longer take multiple investments)
•  PC   360   PS3 Sometimes the Dragonborn may be unable to invest in his/her spouse.
• Ghorza gra-Bagol (Blacksmith in Markarth) will agree to allow you to invest, but then the dialog for you to do so may only show the back-out option.