Investor

Investor is a perk that becomes available when the Dragonborn reaches 70 in the Speech skill. Using this perk allows the Dragonborn to invest 500

in certain shops and merchants. The effect is that the shops in which the Dragonborn has invested will have 500

more with which to barter.

The Dragonborn may also invest in the shop that their spouse owns.

As a general rule, each shop can only be invested in once, though there are some exceptions (read below).

Effect

Can invest 500 with a shopkeeper to increase their available funds permanently.

City	Trader
Whiterun	Arcadia's Cauldron Belethor's General Goods Farengar Secret-Fire in Dragonreach Warmaiden's (Both Adrianne Avenicci (outside) and Ulfberth War-Bear (inside))
Markarth	Arnleif and Sons Trading Company Calcelmo in Understone Keep The Hag's Cure Ghorza gra-Bagol (Blacksmith)
Riften	Balimund The Pawned Prawn Wylandriah in Mistveil Keep Elgrim's Elixirs
Winterhold	Birna's Oddments
Morthal	Thaumaturgist's Hut
Falkreath	Gray Pine Goods
Dawnstar	Rustleif's House The Mortar and Pestle
Windhelm	Oengul War-Anvil (Blacksmith) The White Phial Wuunferth the Unliving in Palace of the Kings (upstairs) Sadri's Used Wares
Solitude	Angeline Morrard at Angeline's Aromatics Radiant Raiment Fletcher Bits and Pieces Beirand (Blacksmith) Sybille Stentor in Blue Palace
Riverwood	Alvor Riverwood Trader
Other	Khajiit Caravans(Ri'saad, Ahkari, Ma'dran)

In a unique case, Lucan Valerius in the Riverwood Trader will have a sum of 10,000 or more. Patch 1.9 “fixed” this exploit; after installing this patch, Lucan will only have 1,250 gold after you invest in his business.
PS3 In order to avoid too many 'Days Passed/Hours Waited/Slept', any Merchant's funds can be restocked by restarting the game (must exit to the PS Start Screen, not the game's Title Screen), then selecting Continue. This renders this perk as well as Master Trader mostly redundant. Since this technique does not increase a merchant's available funds, inventory items that are, by themselves, more expensive than a merchant's total funds will still not be able to be sold.
PC 360 PS3 It is possible to cause a merchant to restock everything (including funds) by saving the game, then simply hitting the merchant, and then reloading. This works without the perk.
PS3 It is possible to preserve this perk's benefits after making the Speech skill legendary (after installing patch 1.9). This can be done by getting the investor perk, investing in every available merchant, increase speech skill to 100 and converting the speech skill to Legendary. Despite returning all perk points, the investments remain and merchants will have more money available. This also works with the Master Trader perk which together with investor will give most merchants approximately 2,500 coin making it much easier to level speech back to 100.

This section contains bugs related to Investor. Before adding a bug to this list, consider the following:

Please reload an old save to confirm if the bug is still happening.
If the bug is still occurring, please post the bug report with the appropriate system template 360 / XB1 , PS3 / PS4 , PC / MAC , NX / PS5 , XS , depending on which platform(s) the bug has been encountered on.
Be descriptive when listing the bug and fixes, but avoid having conversations in the description and/or using first-person anecdotes: such discussions belong on the appropriate forum board.

PC 360 PS3 The merchants listed below can be invested on indefinetely, but they might not restock more than 500 .
- Angeline Morrard in Angeline's Aromatics.
- Warmaiden's, Ulfberth War-Bear. After investing in his wife Adrianne Avenicci outside, he will no longer take multiple investments.
PC 360 PS3 Sometimes the Dragonborn may be unable to invest in his/her spouse.
Ghorza gra-Bagol (Blacksmith in Markarth) will agree to allow the Dragonborn to invest, but then the dialog for them to do so may only show the back-out option.
PC 360 PS3 The Dragonborn may be unable to invest in the Drunken Huntsman.